When an Agent Asks, “Is That Even Legal?” You Might Be in Trouble

I saw a post in a Real Estate forum recently that left me speechless. “I have a buyer wanting to put in an offer on a home with 3 layers of shingles. Isn’t the legal limit 2? Wouldn’t an appraiser or lender require the roof to be replaced before closing?” The problem? This question was being ask

Think You Don’t Qualify for a Mortgage? You Might Be Surprised

Think You Don’t Qualify for a Mortgage? You Might Be Surprised What to do when the traditional box doesn’t fit — and why there’s still hope. We’ve met so many buyers who are more than qualified in real life… but who get shut down the second a traditional lender looks at their tax returns. Maybe yo

Selling to Step Up or Simplify: What to Know Before Making Your Move

Selling to Step Up or Simplify: What to Know Before Making Your Move If you’ve been thinking about selling — maybe to get more space, or maybe because the house just feels too big now — you’re not alone. At Utah Home Vibes, we work with homeowners every day who are ready for a change… but not alw

How We Raised Our Scores From the 400s — And Helped Others Do It Too

How We Raised Our Scores From the 400s — And Helped Others Do It Too Our First Home   If your credit score is keeping you from buying a home, we get it — because we’ve been there. Years ago, both of us had scores in the low 400s. Life happened, and we made some hard financial mistakes. But we tur