How We Raised Our Scores From the 400s — And Helped Others Do It Too

How We Raised Our Scores From the 400s — And Helped Others Do It Too Our First Home   If your credit score is keeping you from buying a home, we get it — because we’ve been there. Years ago, both of us had scores in the low 400s. Life happened, and we made some hard financial mistakes. But we tur

How Much House Can I Afford in Utah?

How Much House Can I Afford in Utah? Start with What Feels Right—Not Just What You Qualify For If you're buying a home in Utah, you've probably asked yourself:“How much house can I actually afford?” Lenders will give you a number—but here’s the thing: the amount you qualify for and the amount you

Debt Ratios Explained: What Utah Homebuyers Need to Know Before They Buy

Debt Ratios Explained: What Utah Homebuyers Need to Know Before They Buy Photo by Eugene Kucheruk on Unsplash   If you're thinking about buying a home in Utah, chances are your lender will talk to you about your debt ratios. They sound complicated, but they’re actually pretty simple—and they can m

Why That Rate Drop Might Not Be the Break You’re Hoping For

Why That Rate Drop Might Not Be the Break You’re Hoping For If you've been holding off on buying or selling in hopes that mortgage rates will drop dramatically, here's something to consider: the Real Estate market in Utah isn’t waiting around—and neither are buyers. Last week, mortgage rates dippe